Goldfinch

Goldfinch is a protocol enabling off-chain lending businesses (Borrowers) to access credit lines (Borrower Pools) funded by crypto Investors. Investors participate directly (as Backers in junior tranches) or indirectly (as Liquidity Providers in the Senior Pool) to fund credit lines, earning returns on their capital. Borrowers use stablecoins (USDC) to convert to fiat and deploy capital locally.
Goldfinch use GFI token for governance, staking, and protocol incentives.